Important Information
This page tells you the terms (our terms) on which you may use and access our website (‘our website’ or ‘this website’). Please read our terms carefully before using our website. By using our website, you are agreeing to keep to our terms, our Privacy Notice, which describes how and why we process your personal data, and our Cookies Policy, which sets out information about the use of cookies on our website. If you do not agree to our terms, Privacy Notice or Cookies Policy you must not use our website.
Our website is owned and operated by Benchmark Capital Limited. Benchmark Capital Limited is a company registered in England and Wales with company number 09404621 and registered office at Broadlands Business Campus, Langhurst Wood Road, Horsham, West Sussex, England, RH12 4QP.
Certain information on our website is issued by Affiliates. When we refer to ‘Benchmark’, ‘we’, ‘our’ and ‘us’ we mean the relevant issuing Affiliate. “Affiliate” is taken to mean any entity that directly or indirectly controls, is controlled by, or is under common control with Benchmark Capital Limited from time to time. Our Affiliates include Best Practice IFA Group Limited (which is authorised and regulated by the Financial Conduct Authority (‘FCA’) under firm reference number 223112), Evolution Wealth Network Limited (591218), Fusion Wealth Limited (541404), Bright Square Pensions Limited (788317); Benchmark Financial Planning (an Appointed Representative of Best Practice IFA Group Limited); and Unique Financial Planning (an Appointed Representative of Best Practice IFA Group Limited).
In terms of any pages on our website, when we refer to ‘you’, ‘your’ and ‘yours’, we mean the person accessing this website.
The information, products and services referred to on our website are intended for persons in the United Kingdom only unless we expressly say otherwise. They are not directed at, or intended for distribution to, any person or organisation in any jurisdiction where doing so would be unlawful or would require Benchmark or any Affiliate to be registered, authorised or licensed in that jurisdiction. If you access our website from outside the United Kingdom, you do so on your own initiative and are responsible for complying with any local laws and regulations that apply to you. You must not use, distribute or rely on any information on our website where doing so would breach any law or regulation.
Except where expressly stated otherwise, the content on our website is provided for general information purposes only. It does not constitute personal advice, investment advice, tax, legal or accounting advice, or a recommendation, offer or solicitation to buy or sell any financial instrument, product or service. Where any content on our website constitutes a financial promotion, it is issued or approved by the relevant FCA-authorised Benchmark Affiliate identified on or in connection with that content. Investment-related content is intended for, and directed at, persons in the United Kingdom only unless otherwise stated. You should not rely on website content when making investment or strategic decisions and should obtain appropriate professional advice before acting. Information on our website is believed to be reliable, but Benchmark does not warrant its completeness or accuracy and it should be independently verified before further publication or use. Past performance is not a guide to future performance and may not be repeated. The value of investments and the income from them may go down as well as up and investors may not get back the amount originally invested.
Recording of calls
For security, telephone calls may be recorded or monitored.
Cookies
Most websites use "cookies" to identify users and improve their browsing experience. Cookies are small text files that are downloaded on to a user's device by websites that the user visits. We use cookies to provide you with a better online experience and, in particular, to tell us how and when pages of our websites are visited, what our visitors' technology preferences are and whether our websites function properly. To find out more about the cookies that we use, their purpose and how you can manage them, please visit: How we use Cookies.
Links to other websites
On our website you may be offered automatic links to third-party websites which we hope you will be interested in. These links are provided for convenience only. Benchmark does not accept any responsibility for the content of those third-party websites or your use of, or inability to use, those websites. The inclusion of any link does not imply affiliation, sponsorship, endorsement, verification, monitoring or approval by Benchmark of any information contained in any third-party website. You should also be aware that the terms and conditions of those websites and their statements relating to the collection and use of your personal information may be different from those applicable to your use of our website.
Data protection
We will process personal data in accordance with our Privacy Notice, which explains what personal data we collect, how and why we use it, who we may share it with, and the rights individuals have in relation to their personal data. We may share personal data with our Affiliates, service providers, professional advisers, regulators and other third parties where permitted or required by law and as described in our Privacy Notice.
Accuracy of information
We use reasonable skill and care when compiling information on our website. However, information on our website may be incomplete, inaccurate or out of date and may be affected by matters outside our reasonable control, including transmission errors, system failures, unauthorised access or third-party content. Unless we say otherwise, information is only accurate as at the date it is published or last updated. You should not rely on information on our website without checking that it remains accurate and appropriate for your circumstances.
Intellectual property rights
We own or license all intellectual property rights in our website and in the material published on it. Those works are protected by copyright laws and treaties around the world. All rights are reserved.
You may print one copy, and download extracts, of any page from our website for your personal use or internal business reference only. You may also draw the attention of others within your organisation to material posted on our website.
You must not reproduce, distribute, publish, modify, separate, adapt, commercially exploit or otherwise use any material from our website without our prior written consent, except as expressly permitted by these terms.
You must not use any illustrations, photographs, video or audio sequences, graphics or other materials separately from any accompanying text.
You must always acknowledge Benchmark and any identified contributors as the authors or rights holders of material on our website.
If you print, copy, download or otherwise use any part of our website in breach of these terms, your right to use our website will end immediately and you must, at our option, return or destroy any copies of the materials you have made.
Accessing our website
You should read these terms together with any additional terms, conditions, disclaimers or notices that apply to specific pages, products, services or content on our website. If there is any conflict between these terms and any page-specific terms, conditions, disclaimers or notices, the page-specific wording will take priority for the relevant page, product, service or content.
We may change our website and these terms at any time without notice. You agree to review these terms regularly and, if you continue to use our website, it will mean that you agree to any changes which have been made.
Each term and condition of these terms is separate. If we cannot enforce any term or condition or it is not valid or breaks any laws or regulations which apply, it will not affect any other terms or conditions.
Unless we say differently in these terms, we will not be legally responsible to you for any failure to carry out our responsibilities under these terms if the cause is beyond our reasonable control. This includes: (a) war, riot, revolution, political crisis or any act of terrorism; (b) earthquake, hurricane, typhoon, flood or other natural disaster; (c) any regulatory ban on our activities; (d) a banking moratorium having been declared by law or the appropriate regulatory authorities (where there is a temporary delay or suspension of banking activities meaning we do not have access to banking services); (e) any breakdown, malfunction or failure of transmission, communication or computer facilities; or (f) industrial action, acts and regulations of any government or authority.
We will do our best to give written notice to you with full details of events which mean we cannot carry out our responsibilities. However, we will not be held responsible if we cannot contact you promptly or even at all.
These terms are for our benefit and are binding on us and on anyone who takes over our business.
We do not warrant or guarantee your ability to access our website.
You are responsible for: making all arrangements necessary for you to access our website; and making sure that anyone who accesses our website through your internet connection is aware of, and keeps to, these terms.
If we give you a user identification code, password or any other information as part of our security procedures, you must treat that information as confidential, and you must not reveal it to anyone. If you fail to keep this information confidential we may disable any user identification code or password, whether chosen by you or given to you by us, at any time.
Changes to our website
We may revise or update these terms at any time and without notice to update, remove, amend or vary any of the material which appears on any of the pages of our website.
Material on our website may be out of date at any given time, and we are under no obligation to update it.
Our liability
Our website and its content are provided for general information purposes only and on an “as is” and “as available” basis. We do not give any warranty, representation or guarantee that our website or its content will be accurate, complete, up to date, uninterrupted, secure or free from errors, viruses or other harmful material.
Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by law. Nothing in these terms excludes or restricts any duties or liabilities we may owe under the Financial Services and Markets Act 2000, the rules of the FCA or any other applicable regulatory requirement.
To the fullest extent permitted by law, we exclude all implied conditions, warranties, representations and other terms that may apply to our website or any content on it.
If you are a business user, we will not be liable for any loss or damage arising from your use of, or inability to use, our website or reliance on any content displayed on it, including loss of profits, business, revenue, goodwill, anticipated savings, data or any indirect or consequential loss.
If you are a consumer, we are only responsible for loss or damage you suffer that is a foreseeable result of our breach of these terms or our failure to use reasonable care and skill. We are not responsible for business losses.
Viruses, hacking and other offences
You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not try to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website using a denial-of-service attack or a distributed denial-of service attack.
By breaking this condition, you would commit a criminal offence under the UK Computer Misuse Act 1990. We will report this to the relevant law-enforcement authorities and we will co-operate with those authorities by giving them your name and other details. Your right to use our website will also end immediately.
Subject to the section headed “Our liability”, we will not be responsible for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other material due to you using our website or downloading any material posted on it, or on any website linked to it.
Linking to and from our website
You must not frame our website on any other site (where you display one of our webpages in another webpage so it appears that our website is part of another website), nor create a link to any part of our website other than the home page. You must not suggest in any way that we are approving any products or services other than our own or misrepresent the relationship between you and us. You must not alter, block or otherwise prevent any content of our website from being displayed, or link to our website through any other Uniform Resource Locator (URL) or mirrored website. We may withdraw permission to link to our website without giving you any notice.
Social media
We may operate social media accounts from time to time. Information published on our social media accounts is provided for general information purposes only and does not constitute financial, investment, legal, tax, accounting or other professional advice, or a recommendation, offer or solicitation to buy or sell any investment, product or service.
These terms apply to our social media accounts as if references to our website included our social media accounts.
Content, views, opinions or responses posted on or sent through social media by anyone other than us are those of the person providing them and are not our responsibility. We are not responsible for any third-party content or for any content available on websites or platforms linked from our social media accounts.
We are not affiliated with, endorsed by or responsible for any social media platform, and your use of any social media platform is subject to that platform’s own terms and policies.
Contact and complaints
If you have any questions about these terms, our website, our Privacy Notice or our Cookies Policy, please contact us using the contact details published on our website. If your query relates to a regulated product or service, or if you wish to make a complaint, please contact the relevant Benchmark Affiliate using the complaints or contact details provided for that product or service. Complaints will be handled in accordance with the applicable complaints procedure and regulatory requirements.
Country, language and law which applies
These terms, their subject matter and their formation, and any non-contractual disputes or claims, are governed by English law. You and we agree that the courts of England and Wales will have exclusive jurisdiction, except that if you are a consumer who is resident in Scotland or Northern Ireland, you may also bring proceedings in Scotland or Northern Ireland respectively. Nothing in these terms affects any mandatory rights you may have under applicable consumer law.
English shall be the official language for all communications between us, although we may also communicate with you in other languages.
