Summer 2021 Newsletter

This quarter we're examining inheritance tax (IHT) and how estate planning can help loved ones when you're no longer around. Additionally, we look at topics such as tax planning for families, the importance of portfolio rebalancing, and a warning about 'Greenwashing'. Download the full brochure below to read on...


From the high of expectation of the lifting of final lockdown restrictions, we are now into a further month of waiting on data and the continued hoped-for success of the vaccination programme. While the world’s leaders met for the G7 summit in Cornwall in a wave of optimism allied to an upturn in summer weather, the delay of the June re-opening further highlights how far we are still from ‘a return to normal’.

As with the warmer temperatures, however, there are some positive developments. For one thing, as we highlight in the summer edition of our newsletter, markets are looking up. Evidence is pointing to an uptick in dividends and one-off payments to shareholders in 2021 following sharp falls in 2020. Even the worst-case scenario predicts positive change.

Looking further afield, in our feature for this edition we examine inheritance tax (IHT). As house prices continue to rise, and following the Chancellor’s freezing of the IHT threshold for the next five years, increasing numbers of estates will become subject to IHT. Yet more than 50% of adults over 55 in the UK do not have any idea of how their estate will be taxed. While we may not relish looking towards the end of our lives, estate planning can help support your loved ones when you are no longer around. Our article looks at the current inheritance tax rules and how they are likely to change in the near future.

Other stories for this edition include:

  • Tax planning for families As the freezing of several key tax thresholds heralds a decline in real income over the next five years, we look at ways for couples to maximise the use of tax allowances and reliefs.
  • Portfolio rebalancing Choosing a set of investments for your portfolio may seem like a short-term process, but investments need to be curated and reviewed. Allowing portfolio to coast could mean the erosion of the diversity you thought you had put in place, potentially weakening your position.
  • ‘Greenwashing’ warning As growing numbers of ESG funds promise investors both returns on their money and support for businesses concerned with sustainability and ethical practices, be warned. While legislation takes a while to catch up, you may need to look beneath the surface to check a fund’s credentials.

Download the newsletter below.


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